We're excited to announce that Reports on mobile is here! |
Table of Contents
Overview
Monarch’s Reports feature provides powerful visual insights into your financial data. With detailed charts and flexible filters, you can track your cash flow, analyze spending habits, and monitor income trends—all in one place. Whether you want a broad overview or a deep dive into specific transactions, Reports helps you make informed financial decisions.
Each report tab offers two view modes — Breakdown for totals and Trends for change over time — with different chart types available in each. Report charts can be downloaded for further analysis or to share, and each type of chart offers powerful filtering tools to drill down into specific dynamic timeframes or categories, merchants, accounts, tags, amounts, and more. In addition, most areas are interactive, and you can hover over a point to view more details or click to view all related transactions. You can also save reports to revisit your favorites with the click of a button!
| 💡 Want to learn even more about reports? Check out a recording of our Reports Webinar here! |
Exploring the Report Tabs
Monarch Reports consists of three main sections:
Cash Flow
The Cash Flow tab provides an overview of your financial inflows and outflows. It has two view modes, toggled at the top of the chart:
- Breakdown shows the fan-favorite Sankey diagram, which visually represents how money moves between categories.
- Trends shows bar charts (Grouped or Stacked) to track cash flow over time.
The reports can be viewed over a range of timeframes spanning daily to yearly.
Breakdown Sankey diagram report showing the last 30 days by category & group
Trends bar chart showing the weeks for the last month
Spending
The Spending tab focuses on where your money goes. You can view spending by category, group, or merchant using two view modes:
- Breakdown shows totals as a donut chart or horizontal bar chart.
- Trends tracks change over time with grouped or stacked bar charts.
Breakdown pie chart showing totals for all time by category
Trends stacked bar chart showing all time by category
Income
The Income tab mirrors the Spending tab but focuses on tracking earnings. You can view income by category, group, or merchant using two view modes:
- Breakdown shows totals as a donut chart or horizontal bar chart.
- Trends tracks change over time with grouped or stacked bar charts.
Breakdown pie chart with totals for the last 30 days
Trends grouped bar chart showing monthly by category for all time
Saved Reports
With Saved Reports, you can bookmark your favorite custom reports and access them instantly. Once a report is saved, it appears on the Reports page, ready to update with fresh data whenever you need it.
Need inspiration? Here are some useful reports Monarch users love:
- Spending Trends: Track month-over-month trends for specific merchants (like Starbucks) or entire categories (like Restaurants & Bars) to make sure spending doesn’t creep up without you knowing.
- Vacation Expenses: Using custom trip tags, visualize your trip spending with a pie (donut) chart breaking down hotels, dining, and activities.
- Household Flows: Use the Sankey diagram to get a clear picture of joint account finances, or even filter for individual accounts so that each person has their own saved Sankey diagram for easy access.
- Year-end tax reports: Create a spending report filtered to tax deductible expenses for easier tax prep.
Reports on mobile
Reports are available in the Monarch mobile app on iOS and Android phones. We're rolling this out gradually — if you don't see Reports yet, check back soon.
How to find reports on mobile
If you've previously used Cash Flow on mobile, you'll notice it's now called Reports (in the same spot in your navigation).
The first time Reports is enabled for you, you'll see an announcement on your Dashboard with a short video preview. Tap "Explore Reports" to jump straight to the Sankey diagram, or dismiss it to continue to your Dashboard.
Navigating reports on mobile
Cash Flow tab
-
Sankey diagram or Bar chart (switch via the "Chart" pill)
- Sankey mode: display by Category, Group, or Category & Group
- Bar mode: timeframe options — Daily, Weekly, Monthly, Quarterly, Yearly
- Summary (income, expenses, savings, savings rate)
- Income and Expenses breakdown cards, each with a Category / Group / Merchant segmented control
Spending tab
- Pie chart or Bar chart (switch via the "Chart" pill)
- Display by Category, Merchant, Group, or Fixed / Flexible
- Transaction list
Income tab
- Pie chart or Bar chart (switch via the "Chart" pill)
- Display by Category, Merchant, Group, or Fixed / Flexible
- Transaction list
Filters
Tap the filter icon to filter reports by date range, accounts, categories, merchants, goals, ownership, business entities, amounts, tags, and more. The default date range is "Last 12 months." Available preset date ranges include Last 7 days, Last 14 days, Last 30 days, Last 60 days, This month, Last month, This year, Last year, Last 12 months, and All time.
Saved reports (view only)
Tap the bookmark icon to view saved reports you've created on web. When you select a saved report, it applies the matching tab, filters, chart type, and display options. You cannot create, rename, or delete saved reports on mobile.
Sharing
You can share Sankey diagrams and Pie charts as images using the share icon in the top-right corner of the chart. This opens the OS share sheet (iOS/Android) where you can send the chart via Messages, AirDrop, email, etc. Bar charts do not currently have a share option.
What's not available on mobile yet?
We're continuing to improve reports on mobile. While most features from web are present, there are a few things not currently available, including:
- Picking a custom start/end date — mobile offers preset date ranges like "Last 30 days," "This year," or "Last 12 months"
- Creating, renaming, or deleting saved reports — you can only view ones created on web
- Sharing a saved report via URL
- Some chart types available on web — e.g., Horizontal bar chart, Stacked bar chart, Stacked cash flow chart
- Sharing bar charts — only Sankey and Pie charts can be shared
- Exporting transaction data as CSV
- Profit & Loss table and Business Tax Prep / Tax Forms tab (Plus tier only